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Commercial 

Loans

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Open Deal
(Searching for Lenders)
- Financing Requested: $2,500,000

- Purpose: Refinance & Cash Out

- Retail Strip Mall in Lomita, CA

- Recent renovation 
Borrower's Highlights

- Up to 50% LTV

Prime location with heavy traffic / major streets

- Stable rental cash flow from the subject property

- Ample net worth of the guarantors​
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Open Deal
(Searching for Lenders)
- Financing Requested: $2,000,000

- Purpose: Refinance & Cash Out

- Office Building in Long Beach, CA
Borrower's Highlights

- Below 50% LTV

- Stable rental cash flow from the subject property

- Tenant's longevity (Avg 9 Yrs)

- Ample net worth of the guarantors

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Open Deal
(Searching for Lenders)
- Financing Requested: $1,200,000

- Purpose: Refinance

- Rate: TBD
Borrower's Highlights

- Below 50% LTV

Prime location with heavy traffic / major streets

- Stable cash flow from guarantor's other business.
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Funded
- Financing Requested: $430,000

- Purpose: Business Purchae

- Prime Rate + 2%

- 30% Down Payment
Borrower's Highlights

- Business experience in the food service business

- Satisfactory cash flow from the subject business

- Prime location of the business

- Business longevity (over 30 years)
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- Financing Requested: $1,000,000

- Purpose: Refinance & Cash Out

- Property Type: Petroleum Property (Leased Fee Estate)

- Target Rate: Fixed Rate 4.00%

- Focus: Lowest Rate / Max Cash out
Funded
Borrower's Highlights

- Max 60% Loan to Value (with Cash Out)

- Satisfactory cash flow (DSCR 1.50x based on the rental cash flow)

- Prime location of the subject property

- Tenant's longevity (over 10 years at the same location)
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- Financing Requested: $1,200,000

- Purpose: Purchase

- Property Type: Industrial Condo

- Target Rate: 3.50%

- Focus: Lowest Rate
Funded
Borrower's Highlights

- Ample net worth of the guarantor (over 10mil)

- Satisfactory cash flow based on the pro-forma rental cash flow

- Tenant's business recently acquired by a public company

- Tenant's longevity at the same location (over 20 years)
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- Financing Requested: $3,000,000

- Purpose: Purchase

- Property Type: Multi-Family building

- Target Rate: Below 3.25% Fixed

- Focus: Lowest Rate / Max LTV
Funded

Result:

Interest Rate: 3.19% Fixed for 10 Years

Highlights:

70% Financing

Approved based on Pro-Forma Cash Flow

Soft Prepayment Penalty (To be waived in case of sale of the property)

Borrower's Highlights

- Guarantor's extensive experience in the multi-family unit operation

- Satisfactory cash flow based on the pro-forma rental cash flow

- Historically low vacancy
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- Financing Requested: $1,000,000
- Purpose: Refinance
- Property Type: Retail Property
- Target Rate: Fixed Rate below 4.00%
- Non-Recourse
Funded

Result:

Interest Rate: 3.875% Fixed for 5 years

Highlights:

No personal guarantee

Soft Prepayment Penalty

Borrower's Highlights
- 35% Loan to Value
- Excellent Rental Cash Flow (DSCR: 2.00 x)
- Prime location of the subject property
- Tenant's longevity (over 15 years at the same location)
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- Financing Requested: $2,300,000
- Purpose: Purchase (70% Financing - SBA)
- Property Type: Flex Building (Warehouse/Office)
- Target Rate: Fixed Rate below 3.75%
Funded

Result:

Interest Rate: 3.65% for 25 Years

Term: 25 Years

Loan Fee: SBA Guaranty Fee Waived

Highlights: 25-year Fixed Rate

Borrower's Highlights
- To be occupied for the owner's business
- Excellent business cash flow (DSCR 3.25 x)
- Guarantor's Ample Net Worth (well over $10mil)
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- Financing Requested: $1,600,000
- Purpose: Refinance
- Property Type: 8-Unit Apartment in Long Beach, CA
- Target Rate: 7-Yr Fixed rate below 3.25%
Funded

Result:

Interest Rate: 2.950% Fixed for 5 Years

Term: 5 Yrs Due / 30 Yrs Amortization

Loan Fee: 0.50%

Highlights: Pre-payment penalty to be waived in case of sale.

Borrower's Highlights
- Estimated Loan to Value below 60%
- Stabilized Rental Cash Flow (3-Yr Average DCR 1.40 x)
- Ample net worth of guarantor
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Funded
- Financing Requested: $1,500,000
- Purpose: Refinance
- Property Type: Owner-Occupied
- Target Rate: 7-Yr Fixed rate below 4.50%
Highlights
- Estimated Loan to Value below 60%
- Stabilized cash flow (3-Yr Average DCR 2.35 x)
- Established Business (over 15 years) / Ample net worth of guarantor
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Funded
- Financing Requested: $3,500,000
- Purpose: Refinance and Cash-Out
- Property Type: Motel
- Target Rate: Fixed rate below 5.50%
Highlights
- Estimated Loan to Value below 60%
- Stabilized cash flow (3-Yr Average DCR 1.35 x)
- Ample net worth of guarantor (Over $18 million net worth)
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Funded
- Financing Requested: $3,000,000
- Purpose: Refinance of the existing mortgage
- Property Type: Class B Office Building
- Target Rate: Fixed rate below 4.50%
Highlights
- 50% Loan to Value
- Stabilized rental cash flow from the subject property
- Over 90% Occupancy Rate and Debt coverage ratio 2.63 x
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Funded
- Financing Requested: $2,500,000
- Purpose: Purchase of Warehouse
- Property Type: Flex - Light Manufacturing
- Target Rate: Fixed rate below 5%
Highlights
- 65% Loan to Purchase
- Excellent cash flow from the borrower's business (Combined DCR 2.8 x)
- Over 90% Occupancy Rate and Debt coverage Ratio 1.7 x
Funded
- Financing Requested: $1,100,000
- Purpose: Purchase of Mobile Home Park & 8-Unit Apt in Henderson, NV
- Property Type: Mobile Home Park & Multi-Family 
- Target Rate: Fixed rate below 5.50%
Highlights
- 45% Down Payment
- Stabilized rental cash flow from the subject property
- Debt coverage ratio 2.3 x
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Funded
- Financing Requested: $4,300,000
- Purpose: Refinance & Cash Out
- Property Type: 25-Unit Multi Family
- Target Rate: Fixed rate below 4.25%
Highlights
- Loan amt not to exceed 60% LTV
- Stabilized rental cash flow from the subject property
- Guarantors' ample net worth and strong cash flow
Funded
- Financing Requested: $1,300,000
- Purpose: Purchase of Commercial Property in Anaheim, CA
- Property Type: Industrial Building
- Target Rate: Fixed rate below 5.00%
Highlights
- 50% Down Payment
- Seller's leaseback for 10 years 
- Borrower's strong cash flow and high net worth
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Funded
- Financing Reqquested: $660,000
- Purpose: Purchase of Commercial Property in Pomona, CA (1031 Exchange)
- Property Type: 4-Unit Retail Building
- Target Rate: Below 6%
Highlights
- 60% Down Payment
- 75% occupancy
- Borrower's strong income source from other business
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Funded
- Financing Requested: $350,000
- Purpose: Cash out from the equity (2nd Deed of Trust)
- Property Type: 8-unit Apt in Koreatown
- Target Rate: within two weeks and under 10%
Highlights
- Below 60% Combined Loan to Value
- 100% occupancy
- Property is currently on the market for sale and the loan will be paid off at COE.
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Funded
- Financing Requested: $470,000
- Purpose: Refinance of the existing mortgage
- Property Type: Hotel
- Target Rate: below 6% Fixed Rate for 5 years
Highlights
- Below 40% Loan to Combined Value
- Stabilized cash flow
- Excellent payment history for over 15 years
- Guarantor's ample net worth
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Funded
- Financing Requested: $9,000,000
- Purpose: Note Purchase Financing
                   (through Private Money Lenders)
- Property Type: Multiple Properties (11 Properties)
- Target Rate: below 10% for 18 months
Highlights
- Below 30% Loan to Combined Value
- Ample net worth of the borrower
- Note is secured by Deed of Trust which is 50% LTV
- Seasonsed real estate investor
Funded

Interest Rate: 5.675 Fixed for 5 Yrs

Term: 5 Yrs Due / 25 Yrs Amortization

Fee: 0.50%

Prepayment Penalty to be waived in case of sale.

- Financing Requested: $1,400,000
- Purpose: Refinance of the existing Mortgage Plus Cash Out
- Property Type: Motel 
- Target Rate: below 5.75% fixed rate for minimum 5 years / 25 years 
Highlights
- Below 55% Loan to Value
- Historically proven cash flow to service the debt
- Prime location in South Bay
- Financing Requested: $2,700,000
- Purpose: Purchase of Multi-Family Property 
- 15-Unit Apartment
- Target Rate: below 5% fixed rate for minimum 7 years / 25 years 
Closed
Highlights
- 35% Down Payment of Total Purchase Price 
- 100% Occupancy
- Potential to improve cash flow
- Prime location in K Town
Withdrawal by the Client
(July 2018)
- Financing Requested: $2,300,000
- Purpose: Purchase of Business and Rental Property
- Partial Owner Occupied and Rental Property
- Target Rate: below 6% fixed rate for minimum 7 years / 25 years 
Highlights
- 35% Down Payment of Total Purchase Price 
- Guarantor's extensive experience in the same industry
- Satisfactory business cash flow 
- Business longevity at the same location (over 20 years)
- Financing Required: $1,260,000
 
- Purpose: Purchase of Industrial Building
- Warehouse Property for owner-user
- Target Rate: below 5% fixed rate for minimum 7 years / 25 years 
Funded

Result:

Interest Rate: 5.06% Fixed for 10 Years

Term: 10 Yrs Due / 25 Yrs Amortization

Loan Fee: NA

Highlights: Appraisal fee paid by the lender

Highlights
- 40% Down Payment + Additional Capital injection for the property improvement.
- Guarantor's satisfactory credit history
- Satisfactory business cash flow 
- Proven history of business operation (over 15 years)